I want to attend college.
How do I pay for it?
CES College knows it is important for you to be able to afford your education.
CES College is a non-profit school. We encourage you to compare our tuition with other similar programs.
CES College is approved to offer federal financial aid to students who qualify. If you qualify, Pell Grants or other forms of federal financial aid may be available to cover the cost of the program.
Our Financial Aid advisors will be happy to assist you in applying and determining your eligibility.
Federal Financial Aid
To apply for Federal Financial Aid, students must create an FSA ID at www.fsaid.ed.gov and submit the Free Application for Federal Student Aid by visiting www.fafsa.gov.
To apply for federal loans, please visit www.studentloans.gov.
The Federal Institutional Code for CES College is 03695300.
CES College Financial Aid office can help you should you need any assistance with your application.
You can apply for financial aid here:
Federal Student Aid Application
The following programs are available at CES College for those who qualify.
Federal Pell Grants – are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree. There is a lifetime limit of 600% eligibility for these grants. The grant amount is determined based on financial need and is calculated based on EFC (This number results from the financial information you provide in your FAFSA).
Federal Supplemental Education Opportunity Grant – awarded to undergraduates with exceptional financial need; Federal Pell Grant recipients take priority; funds depend on availability at school.
Federal Work Study – provides part-time jobs for undergraduate students with financial need, allowing them to earn money to help pay education expenses.
Direct Subsidized Loans – awarded to undergraduate students who have financial need; U.S. Department of Education generally pays interest while student is in school and during certain other periods. Please visit studentaid.ed.gov located here for the latest information on interest rates. Borrowers may not receive this type of loan for more than 150 percent of the length of their program of study; the U.S. Department of Education may stop paying interest if the student who received Direct Subsidized Loans for the maximum period continues enrollment.
Direct Unsubsidized Loans – Financial need is not required; borrower is fully responsible for paying the interest regardless of the loan status. The Interest on unsubsidized loans accrues from the date of disbursement and continues throughout the life of the loan. Please visit studentaid.ed.gov located here for the latest information on interest rates.
The amount of student’s award is determined based on their Expected Family Contribution (EFC), which is calculated based on the information reported on the FAFSA. All awards are also determined based on program length and the academic year the student is enrolled in.
Please contact the financial aid office to discuss your eligibility.
To receive aid from federal programs the student must:
- Demonstrate financial need
- Have a high school diploma or General Education Development (GED) certificate or state recognized equivalent
- Be enrolled as a regular student in an eligible program
- Be a U. S. citizen or eligible noncitizen
- Have a valid Social Security Number
- Maintain satisfactory academic progress
- Not be in default on a financial aid loan nor owe a refund to a financial aid grant received at any college or institution
- Register with the Selective Service (males between ages 18-26)
- Provide required documentation for the verification process and determination of dependency status
- Not have borrowed in excess of the annual aggregate loan limits for the Title IV financial aid programs
- Not have exceeded the Lifetime Eligibility Limit (LEU) for Federal Pell Grant
Student Loan Counseling – Prior to the first disbursement of federal loans, all first-time borrowers of a Federal Direct Loan will be required to complete Entrance Counseling, which will provide comprehensive information on the terms and conditions of the loans and of the borrower’s responsibilities.
All students will be required to complete Exit Counseling before they graduate or withdraw. Exit Counseling will help students calculate anticipated monthly repayment amount, choose repayment plan options and will provide other important information.
Students who will borrow Direct Loans will be required to repay the loans plus the interest regardless of the loan status. If a student withdraws, a refund calculation will be completed and funds will be returned to federal programs in the order required by USDE. The interest rates for federal student loans are determined by federal law.
The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. To calculate a sample loan repayment schedule, please refer to the following link.
https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator
All Federal Student Aid Information is being reported to the National Student Loan Data System (NSLDS) and is accessible by guarantee agencies, lenders and schools determined to be authorized users of the data system. The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s (ED’s) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data by visiting www.nslds.ed.gov
Policies:
Federal Code of Federal Regulations